La Jolla

Cheap Car Insurance La Jolla CA

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Get Multiple Car Insurance Quotes in La Jolla CA

La Jolla CA has one of the highest car insurance rates in California.  It stands at number 46 on the list of CA cities!  On average, La Jolla residents pay $102 more per year than the rest of California drivers and over $600 more than the national average.  All of this means it’s never been more important to work with an independent insurance agent who can get your quotes from over a dozen insurance companies.

Liability Coverage in La Jolla CA

La Jolla requires you carry a minimum of $15,000 per person / $30,000 per accident for bodily injury coverage and $10,000 for property damage.  While this is the minimum amount required by law, to have more protection is generally only a few dollars more for the entire year.  For this reason, we think it’s a great idea to go with higher limits if it doesn’t break the bank.


La Jolla CA Quote

La Jolla CA insurance quotes are different from the rest of California.  Why?  Because drivers in La Jolla have different driving habits from those in other cities… you’ll know that’s the truth when sitting in stop-and-go traffic up in LA or downtown San Diego.

Generally speaking, La Jolla quotes are less expensive than LA.  If you happen to also own a home in another city, be sure to use your La Jolla / San Diego address as your main residence as that will give you the cheapest car insurance quote.


Local Information About La Jolla

La Jolla is a hilly, seaside community within the city of San DiegoCaliforniaUnited States, occupying 7 miles (11 km) of curving coastline along the Pacific Ocean within the northern city limits. The population reported in the 2010 census was 46,781.

La Jolla is surrounded on three sides by ocean bluffs and beaches and is located 12 miles (19 km) north of Downtown San Diegoand 40 miles (64 km) south of Orange CountyThe climate is mild, with an average daily temperature of 70.5 °F (21.4 °C).

La Jolla is home to many educational institutions and a variety of businesses in the areas of lodging, dining, shopping, software, finance, real estate, bioengineering, medical practice and scientific research.[3][8][9] The University of California San Diego (UCSD) is located in La Jolla, as are the Salk InstituteScripps Institution of Oceanography (part of UCSD), Scripps Research Institute, and the headquarters of National University (though its academic campuses are elsewhere).